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Investing
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Taxes May Be a Certainty, But the Amount You Pay Doesn't Have to Be
Don't wait until Tax Day to start exploring your options. Take some steps throughout the year, and you may be pleasantly surprised.
By Brett Gottlieb, Investment Adviser Representative
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What Does a Government Shutdown Mean for Stocks?
A federal government shutdown doesn't spell doom for stocks.
By Dan Burrows
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Senior Living Communities: A Guide to Finding the Right Fit
Senior living facilities have improved and are as diverse as the people who inhabit them. Now, they're more than just a place to go — they're a place to grow.
By Joel Theisen, RN
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3 Common Myths About Working With a Financial Planner
Think financial planners are only for the wealthy and that AI can replace human advice? Nope. Even people with moderate wealth need professional advice.
By Chris Leckenby
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Should You Invest in the Quantum Computing Sector?
Investors interested in quantum computing could consider ETFs focused on cloud services enabling small businesses to use big technology.
By Max Isaacman, Investment Adviser Representative
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S&P 500 Hits New High Before Big Tech Earnings, Fed: Stock Market Today
The tech-heavy Nasdaq also shone in Tuesday's session, while UnitedHealth dragged on the blue-chip Dow Jones Industrial Average.
By Karee Venema
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goldThe Cheapest Gold ETFs to Buy Now
Gold ETFs can provide hedging and diversification benefits without the hassle of holding and storing physical bullion.
By Tony Dong, MSc
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Retirement
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10 Reasons to Leave Your Heirs a Roth IRA
Including a Roth IRA in your estate plan has clear tax advantages, which can be passed along to your heirs for years. But if passed down incorrectly, your heirs won’t reap the full benefits.
By Kathryn Pomroy
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Protect Your Family's Future: Avoid These 12 Common Estate Planning Mistakes
If you've avoided the most common estate planning mistakes, your family will thank you.
By Daniel Bortz
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How to Find a Financial Adviser for Retirement Planning
Finding the right financial adviser for retirement planning can save you time and money. Here's how to avoid sketchy ones and unearth the truly great advisers.
By Adam Shell
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The New Average Divorce Rate By Age: Are You in the Risk Zone?
While the overall divorce rate has seen a small but steady decline, gray divorces have been on the rise since the 1990s.
By Donna LeValley
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My wife says our $4.3 million savings are 'our grandkids' inheritance.'
I want to travel while we are still healthy, but my wife wants to pass down our wealth. Who is right?
By Maurie Backman
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Senior Living Communities: A Guide to Finding the Right Fit
Senior living facilities have improved and are as diverse as the people who inhabit them. Now, they're more than just a place to go — they're a place to grow.
By Joel Theisen, RN
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Should You Invest in the Quantum Computing Sector?
Investors interested in quantum computing could consider ETFs focused on cloud services enabling small businesses to use big technology.
By Max Isaacman, Investment Adviser Representative
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Meet Kiplinger's experts
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Alexandra Svokos
Digital Managing Editor
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Karee Venema
Senior Investing Editor
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Kelley R. Taylor
Senior Tax Editor
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Alexandra Twin
Senior Retirement Editor
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David Dittman
Investing Editor
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Ellen Kennedy
Retirement Editor
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Carla Ayers
Personal Finance Editor
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Donna LeValley
Retirement Writer
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Kate Schubel
Tax Writer
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Sean Jackson
Personal Finance Writer
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Donna Fuscaldo
Retirement Writer
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Rachael Green
Personal Finance Writer
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Ben Demers
Audience Engagement Manager
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Dan Burrows
Senior Investing Writer
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Taxes
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State Tax9 States Without Income Tax in 2026
Your hard-earned money is safe from state income tax if you live in one of these states but watch out for other state and local taxes.
By Gabriella Cruz-Martínez
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Income TaxTypes of Income the IRS Doesn't Tax
It might feel as if the IRS taxes most of your hard-earned money, but some types of income are nontaxable.
By Kelley R. Taylor
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Tax Breaks11 Overlooked Tax Deductions and Credits
Don’t miss these often overlooked tax deductions and credits when you file your tax return this year.
By Katelyn Washington
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Taxes May Be a Certainty, But the Amount You Pay Doesn't Have to Be
Don't wait until Tax Day to start exploring your options. Take some steps throughout the year, and you may be pleasantly surprised.
By Brett Gottlieb, Investment Adviser Representative
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Personal Finance
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After the Fed Meeting, 7 High-Yield Savings Accounts Worth Your While
The Fed didn't cut rates at its January meeting, giving savers more time to secure rates as high as 4.35% APY.
By Sean Jackson
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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ToolsFind Your Monthly Payment With This Mortgage Calculator
With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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How To Get the Best Savings Account Bonuses
A savings account bonus gives your savings a head start while taking advantage of high interest rates before they disappear. Here's what you need to know.
By Erin Bendig
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Why You Should Get Whole Life Insurance After the Fed Meeting
Now is a good time to diversify your retirement portfolio with a whole life insurance policy.
By Rachael Green
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7 Habits Rich People Swear By to Build and Maintain Wealth
Unlock the secret to lasting financial success by adopting the wealth-building habits of a high-net-worth individual.
By Ben Luthi
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Real Estate
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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ToolsFind Your Monthly Payment With This Mortgage Calculator
With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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Is the Housing Market's 'Lock-In Effect' Finally Starting to Ease?
As mortgage rates stabilize and fewer owners hold ultra-low loans, the lock-in effect may be losing its grip.
By Choncé Maddox
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I Regret Moving to a 55+ Community, But My Wife Loves It
We asked real estate and psychotherapist professionals for advice.
By Maurie Backman
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Travel
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Travel SmartWhy You Should Book a Winter Vacation
In the early months of the year, travel demand dips — and so do prices.
By Emma Patch
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My wife says our $4.3 million savings are 'our grandkids' inheritance.'
I want to travel while we are still healthy, but my wife wants to pass down our wealth. Who is right?
By Maurie Backman
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What To Take On A Plane For A More Luxurious Trip
Air travel isn't exactly relaxing. But if you know what to take on a plane, any seat can be luxurious.
By Becca van Sambeck
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I’ve Played 1,300-plus Golf Courses: These Are the Best for 2026
These four luxury golf courses offer an extraordinary experience for players this year.
By Rob Smith
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A New TSA Fee Is Coming for Travelers With No REAL ID in February
Don't have a REAL ID yet? You might get hit with a fee to go through security at the airport in February.
By Rachael Green
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$100,000 Travel Emergencies You Don’t See Coming and How to Prepare
Travel emergencies can get expensive fast. Here's how to protect your wallet from the worst-case scenario.
By Rachael Green
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Economic Forecasts
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The Kiplinger LetterTrump Reshapes Foreign Policy
The President starts the new year by putting allies and adversaries on notice.
By Matthew Housiaux
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The Kiplinger LetterCongress is Set for a Busy Winter
The Letter editors review the bills Congress will decide on this year. The government funding bill is paramount, but other issues vie for lawmakers’ attention.
By Sean Lengell
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Economic ForecastsKiplinger Inflation Outlook: Inflation Looks to Stay Moderate for a While
Twelve-month inflation rates will decline in the next few months, but some of this decline will be illusory.
By David Payne
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Economic ForecastsKiplinger Jobs Outlook: Hiring Continuing at Reduced Levels
Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne
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The Kiplinger LetterThe Kiplinger Letter's 10 Forecasts for 2026
Here are some of the biggest events and trends in economics, politics and tech that will shape the new year.
By Letter Editors
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Kiplinger ForecastsKiplinger GDP Outlook: No Recession, But Low Economic Growth
In the latest Kiplinger GDP forecast, we expect modest-to-moderate growth in the second half of 2025 and through 2026.
By David Payne
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The Kiplinger LetterSpecial Report: The Future of American Politics
The Political Trends and Challenges that Will Define the Next Decade
By Matthew Housiaux
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More from Kiplinger
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Why You Should Book a Winter Vacation
Travel Smart In the early months of the year, travel demand dips — and so do prices.
By Emma Patch
Travel Smart -

My wife says our $4.3 million savings are 'our grandkids' inheritance.'
I want to travel while we are still healthy, but my wife wants to pass down our wealth. Who is right?
By Maurie Backman
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Will IRS Budget Cuts Disrupt Tax Season? What You Need to Know
Taxes The 2026 tax season could be an unprecedented one for the IRS. Here’s how you can be proactive to keep up with the status of your return.
By Roxanne Bland
Taxes -

A New TSA Fee Is Coming for Travelers With No REAL ID in February
Don't have a REAL ID yet? You might get hit with a fee to go through security at the airport in February.
By Rachael Green
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11 Unforgettable Road Trips to Take in Retirement
More than a travel trend, the road trip is a quintessential American tradition, with millions of us taking them each year. Here's a guide to helping you choose your next adventure.
By Kathryn Pomroy
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Humanoid Robots Are About to be Put to the Test
The Kiplinger Letter Robot makers are in a full-on sprint to take over factories, warehouses and homes, but lofty visions of rapid adoption are outpacing the technology’s reality.
By John Miley
The Kiplinger Letter



